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Michigan hoped a quarterback change would provide the spark its offense desperately needed. Instead, the Wolverines walked away from their matchup with Indiana facing even more uncomfortable questions.

Tommy Carr stepped into the starting role with plenty of attention surrounding him. Replacing Bryce Underwood was never going to be easy, especially given the enormous expectations attached to Michigan’s quarterback position.

But Saturday’s 13–6 overtime defeat showed that changing the player behind center doesn’t automatically fix an offense struggling to find its identity.

Carr completed 20 of 32 passes for 167 yards, but Michigan failed to score a touchdown. The Wolverines had opportunities to take control of the game, yet mistakes and an inability to finish drives proved costly.

The most frustrating part for Michigan supporters may be that the defense gave the team a legitimate chance to win.

Holding Indiana to 13 points, including overtime, should have been enough to compete for a victory. Instead, the offense struggled to turn promising possessions into meaningful production.

Now the spotlight shifts toward head coach Kyle Whittingham and offensive coordinator Jason Beck.

Was Underwood unfairly blamed for problems that existed throughout the entire offensive system? Is Carr genuinely the better long-term option? Or does Michigan need to reconsider its approach altogether?

Those questions will dominate conversations in Ann Arbor.

The Wolverines have invested heavily in building a program capable of competing with the nation’s best. Yet expectations mean very little when execution continues to fall short.

Carr still deserves time to develop. One difficult start should not define his future, just as Underwood’s struggles should not erase his potential.

However, patience becomes harder to find when every Saturday brings another missed opportunity.

Michigan’s next challenge isn’t simply choosing between two quarterbacks. It’s creating an offense that gives either player a realistic chance to succeed.

And until that happens, the debate in Ann Arbor is only going to get louder.

**The question for Michigan fans: Who deserves the most blame — the quarterbacks, the offensive coordinator, or the head coach?**